Understands the chain
Recovery that accounts for progress payments, retentions and variations.
Construction & trades
Debt recovery for construction & trades
Progress claims, retentions and long subcontractor chains make construction one of the slowest-paying sectors in the economy. Merion recovers what you are owed — without burning the bridges you need for the next job.
Few industries carry payment risk like construction. Money flows down a chain — principal to head contractor to subcontractor to supplier — and a hold-up anywhere leaves businesses at the bottom waiting longest. Add progress claims, retentions and variations, and a single overdue account can tie up serious working capital.
Merion recovers commercial accounts for builders, subcontractors, equipment hirers and material suppliers. We understand how the sector gets paid, we keep our contact firm but professional, and we take care with relationships you may rely on for future work.
How we help
Recovery tailored to how you get paid
Security-of-payment aware
Mindful of the security-of-payment framework when accounts are escalated.
Protects future work
Measured contact that keeps you off the bottom of the payment queue.
Stop financing the job for everyone else
An overdue progress claim is your money funding someone else's project. We get it back.
Common questions
Frequently asked questions
Do you handle retention and progress-claim disputes?
Yes. These are core to construction recovery — we verify the account, the contract terms and the claim history before acting.
Will recovery affect my chance of future work?
Our approach is professional and factual, never aggressive. Handled well, recovery formalises a matter without poisoning a working relationship.
Can you handle multiple subcontractor accounts at once?
Yes — we can take a batch of ageing accounts and work them efficiently on a consistent schedule.
Further reading
Guides that may help
Security of Payment: a plain-English guide for construction and trades
What payment claims, payment schedules, reference dates and adjudication mean — and why the rules differ across QLD, VIC, NSW and the ACT.
The commercial debt recovery process, end to end
What actually happens after you refer an overdue account — every stage from verification to resolution, and what you can see at each step.
The credit-control playbook
The habits that measurably shorten the time it takes to get paid — none of which need new software, only consistency.
Get started
Owed money on a job?
Refer the account — we'll assess it free of charge.