Free & obligation-free

Get a free debt appraisal

Before you commit a cent, we'll review your overdue accounts and tell you honestly what's recoverable, how we'd approach it, and exactly what it would cost. No fee, no obligation.

Chasing a debt yourself is a gamble — you never quite know whether it's worth the effort. A Merion debt appraisal removes the guesswork. Tell us about the overdue account, and a recovery specialist will assess it and come back to you within one business day with a straight answer.

There's no cost and no commitment. If the numbers make sense and you'd like us to proceed, we get to work on the terms we've set out. If not, you've lost nothing — and you'll still know more about your account than you did before.

Refer a debt

Get a free debt appraisal
What you'll get

Your appraisal, in plain numbers

Recovery outlook

An honest read on how recoverable each account really is.

A recommended approach

The steps we'd take and a realistic timeline to resolution.

Your cost, up front

The exact commission, agreed in writing — nothing hidden.

No obligation

It's free, and you're never locked in to proceed.

No upfront cost, ever

You only pay a commission on what we actually recover — and the appraisal itself is free.

Request a consultation
Common questions

Frequently asked questions

Is the appraisal really free?

Yes. Reviewing your accounts and giving you our assessment costs nothing and carries no obligation to proceed.

What do you need from me?

Just the essentials of the overdue account — the amount, who owes it, and any invoice or agreement you have.

What happens after the appraisal?

If you're happy to proceed, we begin recovery on the terms we've set out. If not, there's nothing to pay and nothing owing.

How long does it take?

We come back to you within one business day of receiving the details.

Get started

Ready for your free appraisal?

Refer your overdue accounts — it takes only a few minutes.