We know the chain
Experience with head-contractor payment cycles, retentions and progress claims.
Trades
Debt recovery for subcontractors
Subcontractors carry real risk when a head contractor pays late or not at all. Merion recovers overdue subcontract accounts professionally, on a no-recovery-no-commission basis.
Subcontractors sit in a tough position in the payment chain. Work is done to program, but payment depends on the head contractor's cash flow, retentions, and sometimes a 'pay when paid' mindset that has no place in a proper contract. When an account runs overdue, the subcontractor is the one carrying wages, materials and finance costs while the money sits upstream.
Merion recovers overdue commercial accounts for subcontractors — firmly, professionally, and without the aggression that damages the relationships you rely on for the next job. We confirm the amount owed against your paperwork, make a professional demand and follow it up, and escalate only where it is warranted. Because we work on commission, there is no upfront cost. Security-of-payment regimes and construction contracts vary by state and are a legal question in their own right; this is general information, not legal advice. To get started, refer the account.
How we help
Built for the payment chain
Firm, not aggressive
Professional follow-up that protects the relationships you need for the next job.
Grounded in your paperwork
Every demand is built on the contract, claims and account history you provide.
No recovery, no fee
Commission-only — nothing to pay upfront.
Waiting on a head contractor?
Refer the overdue account and track a professional recovery online.
Common questions
Frequently asked questions
Can you recover money owed to a subcontractor?
Yes — we recover overdue commercial accounts for subcontractors, working from your contract and claims, firmly and professionally on a no-recovery-no-commission basis.
Is 'pay when paid' enforceable?
That's a legal question that depends on the contract and the security-of-payment regime in your state. We can pursue the account commercially; for advice on your rights, consult a solicitor.
Will chasing hurt my chance of future work?
Our follow-up is professional and courteous. Many accounts simply need a clear, firm prompt from a third party, which keeps the relationship workable.
What does it cost?
Nothing upfront — we're paid on commission only when we recover.
Get started
Owed money on a subcontract?
Refer the account for a free, obligation-free appraisal.