Fees & Pricing
We believe pricing should be simple and transparent. Merion’s recovery services work on a commission basis, and you see the full structure in writing before any work begins. This page explains how that works — and why it puts our interests squarely alongside yours.
No recovery, no commission
For commercial debt recovery, our fee is a percentage of what we successfully recover on your behalf. If we do not recover anything on an account, there is no commission to pay on it. This is the clearest possible alignment of interests: we are paid for results, so results are what we focus on.
What’s included
The commission covers the full recovery service for an account — verification, letters of demand, structured written and telephone contact, negotiation, and the preparation of a matter for escalation. You are not charged separately for the ordinary work of recovering an account.
Our standard recovery commission schedule
No recovery, no commission. Commission is charged only on amounts we recover, at the rate for the size of the debt referred. This is our standard, indicative schedule — your rate is confirmed in writing before any work begins, and can vary with the age, size, volume and complexity of the accounts referred.
| Debt referred | Commission on amounts recovered |
|---|---|
| Up to $1,000 | 25% |
| $1,001 – $5,000 | 20% |
| $5,001 – $20,000 | 15% |
| $20,001 and above | 10% |
No optional Letter of Demand fee currently applies. If an optional, instruct-only charge of this kind is ever introduced, it would be set out and agreed with you in advance.
GST and how you are charged
Rates are exclusive of GST unless stated; GST is added where it applies. Our commission and any agreed fees are deducted from recovered funds before remittance, and a statement is provided with each remittance run. Any cost outside the standard commission — for example, certain disbursements associated with legal proceedings — is identified and agreed with you before it is incurred.
The schedule above is the standard schedule. Your applicable rate and terms are confirmed in writing in your service agreement before any work begins.
Estimate what you would keep Use our free Net Recovery Estimator to model, on this commission basis, roughly what would land back in your account.
The schedule above is our standard, indicative schedule, not a guaranteed quote. Your exact commission rate depends on factors such as the age, value and volume of the accounts referred, and we confirm it in writing, in your service agreement, before any work starts.
Receivables management
Ongoing receivables management is quoted individually, because it is shaped around the size of your ledger and the level of support you need. We will set this out clearly as part of your proposal.
Debt purchase
Where Merion purchases a debt portfolio outright, the arrangement is a one-off purchase price rather than a commission. The price reflects an individual assessment of the portfolio, and is agreed under a written sale agreement.
No hidden costs
There are no sign-up fees and no surprise charges. Any cost that sits outside the standard commission — for example, certain disbursements associated with legal proceedings — is identified and agreed with you in advance. You will always know what something costs before it is incurred.
Ready to talk to Merion?
Whether you have accounts to recover or a question about a notice, the first conversation is always obligation-free.