No upfront cost
Commission only on what we collect — nothing to pay before we start.
Small business
Debt recovery for small businesses
A single unpaid invoice hits a small business harder than it hits a large one. Merion recovers overdue accounts for small businesses with no upfront cost, no lock-in and no minimum debt size.
Small businesses are often the last to chase their own debtors. The customer might be a regular. The amount might feel awkward to push. Or there simply isn't the time — you're running the business, not managing a collections process. But that overdue invoice is your working capital, and the longer it sits, the harder it is to recover.
Merion gives small businesses access to professional recovery without the barriers. There is no upfront fee, no lock-in, no minimum debt and no complicated onboarding. Refer an account online, a specialist reviews it within one business day, and recovery starts on terms that are agreed in writing before any work begins. You only pay a commission on what we actually collect — so there is no risk in trying.
How we help
Recovery tailored to how you get paid
No lock-in
No contracts, no retainers, no obligation to continue. Refer accounts when you need to.
Fast on smaller accounts
Efficient recovery of the modest invoices that are easy to neglect but hard to forget.
Recovery that works for small business
Professional muscle with no upfront cost and no minimum — exactly what a small business needs.
Common questions
Frequently asked questions
Is there a minimum debt amount?
No — we take accounts of any size and recover them efficiently, especially in batches.
What will it cost my business?
A commission on what we recover, agreed in writing before we start. If we recover nothing, you pay nothing.
Do I need to sign a contract?
No. There is no lock-in and no ongoing commitment. Refer accounts when it suits you, on the terms set out in writing for each referral.
Get started
Overdue account on your books?
Get a free appraisal — no cost, no lock-in.