Corporate debtors

Recovering debts from Pty Ltd companies

Corporate debtors hide behind company structures — but Pty Ltd doesn't mean unreachable. Merion recovers from corporate entities using ASIC records, director information and a structured pre-legal process.

Recovering a debt from a Pty Ltd company is different from chasing an individual or a sole trader. The entity is registered with ASIC, has directors who may carry personal liability under guarantees or director duties, and has a structure that can be verified — and sometimes challenged. The debtor's insulation behind a company is real, but it's not impenetrable.

Merion recovers commercial accounts from Pty Ltd debtors across Queensland, Victoria, New South Wales and the ACT. We verify the company's current details against the ABR and ASIC register before acting, identify the relevant directors, and assess whether personal guarantees or other security apply to the account. Recovery proceeds on the basis of the verified factual position — documented, professional and structured for escalation to legal action if the account requires it.

Refer a debt

Recovering debts from Pty Ltd companies
How we help

Recovery tailored to how you get paid

ASIC and ABR verification

Every corporate debtor verified against current ASIC and ABR records before first contact.

Director guarantee assessment

We identify and assess personal guarantee exposure where it applies to the account.

Structured for escalation

A documented process that holds up if the matter requires legal action — every step recorded.

Pty Ltd doesn't mean untouchable

Corporate debtors can be recovered from — professionally, with the right process behind you.

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Common questions

Frequently asked questions

Can you recover from a company that is still trading?

Yes — recovering from a Pty Ltd that is actively trading is the most straightforward corporate recovery scenario. We verify the entity, contact the correct representatives and proceed professionally.

What if the company has been restructured or changed its name?

We check ASIC records for the current registered name, ACN, directors and any related entities. Restructures don't automatically extinguish the debt.

Do director guarantees help?

Where a personal guarantee exists and covers the account, it significantly strengthens the recovery position. We identify whether guarantees apply as part of the initial account assessment.

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Corporate debtor not paying?

Refer the account — we'll verify the entity and assess recoverability for free.