Built for one-person businesses
Simple referral, one point of contact, no complex paperwork or account setup.
Sole traders
Debt recovery for sole traders
When you work for yourself, an unpaid invoice is more than a cash flow problem — it's time and expertise you can't get back. Merion recovers sole trader accounts professionally, with a simple process and no upfront cost.
Sole traders are in a tight spot when a client doesn't pay. Chasing in-house costs you time you should be spending on billable work. Letting it go costs you the money. And the client knows you're unlikely to take it further — which is precisely why some of them drag it out. A professional third-party letter changes that calculation immediately.
Merion recovers accounts for sole traders and one-person businesses. The process is simple: tell us about the overdue account, attach your invoice and any agreement, and a specialist reviews it within one business day. Recovery starts on terms agreed in writing — commission only, nothing upfront — and you can track progress online at any time. You don't need a business name registered in someone else's hands or a company structure to use us. If a client owes you money and you run your own show, we can help.
How we help
Recovery tailored to how you get paid
Commission only
Nothing to pay before we start — commission on what we recover, agreed in writing.
Changes the dynamic
A professional third-party contact shifts the pressure back to the client who isn't paying.
You worked for it — you should be paid for it
Professional recovery for sole traders, without the complexity or upfront cost.
Common questions
Frequently asked questions
Can a sole trader use Merion?
Yes — sole traders are welcome and the process is straightforward. You don't need a company structure to refer a debt.
What do I need to refer an account?
Your invoice, the client's contact details and any written agreement or email confirming the work and the amount. That's usually enough to get started.
Will it affect my relationship with the client?
A professional third-party contact often resolves the matter more cleanly than a direct chase. Our approach is firm and factual — not aggressive — which means relationships worth saving often survive the process.
Get started
Client hasn't paid?
Refer the account — the appraisal is free and there's nothing to pay upfront.