Help Centre

Will this debt affect my credit?

About your debt

Merion is a debt recovery firm, not a credit reporting body. We do not maintain credit files or credit scores, and we cannot tell you what is recorded on your credit report.

What we can do is make sure payments you make are recorded promptly and accurately, so the original creditor has up-to-date information for any obligations they have.

If you want to understand what is on your credit report, you can request a copy directly from a credit reporting body — in Australia you are entitled to access your credit report. For questions about credit specifically, an independent financial counsellor can also help; see the articles under Hardship & support.

Was this article helpful, or still not sure? Our team is happy to talk it through.