How to read an accounts receivable ageing report
The ageing report is the single most useful document for managing what you are owed. Here is how to read one and act on it.
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News & insights
Guidance on commercial debt recovery, cash-flow management and updates from the Merion team.
Personal guarantees in commercial credit: what they mean
A personal guarantee can change what is recoverable when a business cannot pay. A general overview of how they work.
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Terms of trade: the document that makes recovery possible
Most recovery problems are really documentation problems. Why a clear set of terms of trade is the best protection a business has.
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How to write a letter of demand that actually gets paid
A letter of demand is often the fastest route to payment on an overdue account. What makes one effective — and what gets in the way.
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Why a compliant collector protects your brand
The debtor in an overdue account is often still your customer. Why how a debt is collected matters as much as whether it is.
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What happens when a debtor disputes the debt
A dispute does not end a recovery. It changes how it proceeds. What to expect — and how a well-documented account makes the difference.
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The real cost of a late invoice
An overdue invoice costs more than the sum on the page. A look at the hidden costs of slow payment — and how to limit them.
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Payment plans in commercial debt recovery: what to offer and when
A payment plan is often the fastest route to full recovery on an account where the debtor cannot pay in one go. When they work, and what to watch for.
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How long does commercial debt recovery take?
One of the most common questions about debt recovery is how long it takes. The honest answer — and what determines it.
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