Personal guarantees in commercial credit: what they mean

A personal guarantee can change what is recoverable when a business cannot pay. A general overview of how they work.

Terms of trade: the document that makes recovery possible

Most recovery problems are really documentation problems. Why a clear set of terms of trade is the best protection a business has.

The debtor in an overdue account is often still your customer. Why how a debt is collected matters as much as whether it is.

An overdue invoice costs more than the sum on the page. A look at the hidden costs of slow payment — and how to limit them.