No upfront cost
You pay a commission only on what we actually recover.
Small business
Small-business debt recovery
One unpaid invoice hits a small business hard. Merion recovers overdue accounts for sole traders and small businesses — with no upfront cost, and you only pay on what we recover.
When you're running a small business, chasing an unpaid invoice competes with everything else — and you rarely have the time or the leverage of a larger firm. Yet that overdue account is your working capital, and the longer it sits, the harder it is to recover.
Merion gives small businesses the recovery muscle of a professional agency without the cost or commitment. There's nothing to pay upfront, no lock-in, and a free appraisal before you decide — so it's an easy, low-risk way to get paid what you're owed.
How we help
Recovery tailored to how you get paid
Fast on smaller accounts
Efficient handling of the modest invoices in-house chasing tends to neglect.
Relationship-safe
Professional contact that recovers the money without burning the customer.
Recovery sized for small business
Professional muscle, no upfront cost, no lock-in — just results.
Common questions
Frequently asked questions
Is there a minimum debt size?
No — we take small accounts, and we're efficient with them, especially in batches.
What will it cost me?
A commission on what we recover, agreed in writing first. If we recover nothing, you pay nothing.
How do I start?
Request a free appraisal or refer the debt online — a specialist responds within one business day.
Further reading
Guides that may help
The commercial debt recovery process, end to end
What actually happens after you refer an overdue account — every stage from verification to resolution, and what you can see at each step.
The credit-control playbook
The habits that measurably shorten the time it takes to get paid — none of which need new software, only consistency.
Unpaid invoice: the escalation timeline
A practical, day-by-day timeline for chasing an overdue commercial account — from the day it falls due to the point where referring it makes sense.
Get started
Owed money by a customer?
Get a free appraisal — no cost, no obligation.